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Here’s why your credit score is important
Credit Cards

Here’s why your credit score is important

A credit score is a numerical value that is generated based on the credit transactions of an individual based on certain analysis done by credit files monitoring done by the credit bureaus. These scores are generated based on an individual’s payment history, debts owed, length of credit history, details about open or closed accounts, type of credits availed, etc.
Salient features of one’s credit score
Credit Cards

Salient features of one’s credit score

Every person knows this, “If my credit score is bad, it is considered a disaster.” While it is certainly not the end of the road, it does create many a roadblock on one’s long journey called life. There are many online platforms that offer help to those of us with poor credit score, but it certainly comes at a price.
How tot get a business credit card
Credit Cards

How tot get a business credit card

A business credit card is available to all small, big, and sole proprietorship businesses. It gives the individual the freedom to expand his/her business without the interference of personal credit scores and financial status for greater creditworthiness. This also helps one to maintain a clear record of all business transactions.
Top no-fee prepaid cards available in the market
Credit Cards

Top no-fee prepaid cards available in the market

A cashless transaction is preferred over anything nowadays simply because of the convenience it offers to the customer. Customers across the world are familiar with credit cards, but the idea of a prepaid debit card is slowly and steadily catching the attention of many. A prepaid card with no monthly fee is not exactly like a credit card or even a debit card.
A quick guide to purchasing the best prepaid debit card
Credit Cards

A quick guide to purchasing the best prepaid debit card

A prepaid debit card is one of the best alternatives to credit and debit cards. It gains popularity at an outstanding base due to the benefits that it extends to its customers. Unlike debit and credit cards, prepaid debit cards are not linked with your bank account, and you mostly use it for withdrawing cash, paying for flight tickets, everyday purchases, and online shopping, once you have already loaded money onto the card in advance.
Save money with credit card balance transfers
Balance Transfer Credit Cards

Save money with credit card balance transfers

It is imperative to make on-time payments of credit card balances to maintain a good credit history. If not in full, at least the minimum dues should be paid off within the one-month grace period to reduce the damage to your credit profile. Although the ideal condition is not to make any purchases for which repayment is a task for you at the end of the month, not making any an average annual rate in fear of falling into several card issuers offer debt when you own a credit card is bad for your scores too.
Here’s how to choose a student credit card
Credit Cards

Here’s how to choose a student credit card

A typical credit score will be determined based on certain factors like payment history, debts involved in by an individual, the length of a credit history, new credits and inquiries, credit mixes, etc. If you are a student, then this credit score will be required to qualify you in several ways in the future after graduation like borrowing a home or an auto loan, renting a house, getting a job, etc.
Salient features of cash back credit cards
Credit Cards

Salient features of cash back credit cards

Cash back credit card is an option of getting back a flat percentage of money while using a credit card for purchasing something. If a cardholder uses a credit card for everyday purchases as an alternative to using a debit card or cash, then the credit card company pay back this cash back amount to the cardholder on their total expenditures.
Must-know facts about credit cards for college students
Credit Cards

Must-know facts about credit cards for college students

Have you just joined college and are finding it quite challenging to manage the financial aspects of your education? Then it is high time you seriously thought about getting yourself a credit card for college students. There are umpteen benefits of gaining a credit card while you are in college itself.
All you need to know about the top credit cards
Credit Cards

All you need to know about the top credit cards

Currently, there are countless credit cards available in the market, but only one or few are right for you. Credit card companies are competitive and want to be your first preference, but the options offered by them is almost the same. For example, Ally Financial, JPMorgan Chase, U.S. Bank, and Wells Fargo released new cash-back cards in 2016.
Great credit cards with 0% balance transfer
Balance Transfer Credit Cards

Great credit cards with 0% balance transfer

Those who live with a credit card debt realize that they suffer from two things. One, the huge principle – the actual amount that was charged for the goods and services on the card. Second, the financial charges that are imposed each month and with each statement cycle, and the daily balance multiplies by one-twelfth of the card’s Annual Percentage Rate (APR).
Best credit cards for air miles
Credit Cards

Best credit cards for air miles

Airline miles or frequent flyer miles are a section of loyalty programs offered by airlines and or credit cards. If one uses them correctly, tons of money can be saved on traveling. However, credit card air miles are not that easy as they sound and there are many chances one can get confused before understanding its worth.

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