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Here’s what you need to know about student loans
Personal Finance

Here’s what you need to know about student loans

It is a well known fact that in the US, student loans are used by many to access higher education. This aid is used by majority of American students to cover their costs of attending college. Recent research shows that there’s been an increase in the number of people opting for student loans as the college fee and relative costs have increased.
Online banking, an essential service
Banks

Online banking, an essential service

Any financial account maintained by a financial institution is a bank account. A deposit account, credit card account or any other type of account offered by a financial institution is a bank account. It represents the funds entrusted to that particular institution. Online Bank Account Thanks to technology and its growth, the internet has touched the banking sector too.
Types of individual bank accounts
Bank Accounts

Types of individual bank accounts

In today’s world, almost everyone holds a bank account. Banks offer different types of accounts to meet the needs of individual customers. Most banks give you the option to choose between five different types of accounts. The choice is up to the customer, depending on his or her needs. Here is a brief description of each types of individual bank account.
Here’s why you must consider opening a checking account today
Checking Account

Here’s why you must consider opening a checking account today

Checking accounts are aimed at offering account holders easy and quick access to their money. It offers the depositors efficient and accessible means to withdraw their cash for their daily needs. They have also been called demand accounts or transaction accounts in the past. The ultimate selling point of this type account is that they offer reliable and fast access to an account holder.
Most popular student loans
Personal Finance

Most popular student loans

Many students heading in to college avail loans to further their studies. Student loans can be used for any college released expenditure, including tuition, room and board, books, computers, and transport costs. Upon completion of the course, many are unable to pay back their loan. It is best to choose the lender and loan most suitable to your requirements, so as to minimize repayment difficulty.
Here’s what you should know about student loan forgiveness
Personal Finance

Here’s what you should know about student loan forgiveness

The federal money direct loan program is nicknamed student loan forgiveness program. Originally named William D Ford loan program, it is commonly referred to as Obama student loan forgiveness program. All these programs and its benefits are only for the federal loan borrowers and not for private loan borrowers. Having a person co sign your student loan can get you lower interest rates.
Home loans and mortgage
Mortgage

Home loans and mortgage

Whether you are shopping for your first house or if you are moving to something better, it is better to know all the facts about home loans before making your move. There are many kinds of loans. Mortgages are the most well-known type. A mortgage is a type of secured loan pertaining to real estate or house.
All about installment loans
Installment Loans

All about installment loans

Installment loans are short term loans that are perfect as small business loans, or to cover unexpected medical expenses, or financing a home remodeling project, or basically for any quick cash need. Installment loans are also commonly called personal loans. Installment loans are safer alternatives to the traditional cash advance.
Do’s and Don’ts of Installment loans
Installment Loans

Do’s and Don’ts of Installment loans

An installment loan is just another name for personal loan. There are many high quality lenders as well as small-dollar lenders offering installment loans. It is the prerogative of the borrower to chose the loan best suited to his/her needs and at the same time not get scammed by the unscrupulous techniques used by many lenders.
Poor credit loans
Loans

Poor credit loans

Having poor credit diminishes one’s ability to procure a loan and also renting an apartment or landing a job etc. People with poor credit have low credit scores. A credit score is a number that lenders (banks and credit cards etc.) use to identify the risk element of lending money to you.
Loans and poor credit
Loans

Loans and poor credit

Applying for a loan is a brain wrecking process in itself with all the paperwork and jargons involved. This becomes even more difficult if you have a poor credit score. Credit scores range from 300 to 850. Having a FICO score of 579 and below means you have poor credit score.
Different types of personal loans
Personal Finance

Different types of personal loans

Personal loans are given out to people who want to avail an unsecured line of credit, since they have no collateral to put up and hence cannot avail regular loans. Most types of personal loans do not require collateral as security and the promise to repay money is the only assurance for the loan taken.

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