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What does a bad credit history really mean to your lenders
Credit Report

What does a bad credit history really mean to your lenders

Procuring a loan whilst having bad credit can be a nightmarish experience. To avoid the unpleasantness, it is imperative to choose a lender who is transparent about fees and rates, has flexible terms and will consider you as more than just a credit score. The things to stay clear off are predatory lenders, scams which have the potential to pull you into a vortex of debt.
What are the pitfalls of bad credit personal loans
Personal Finance

What are the pitfalls of bad credit personal loans

The industry is plagued by predatory lenders and practices designed to trap vulnerable borrowers. As a borrower with bad credit, the options for loans are limited and usually not very good. Within the available loan option, as a smart borrower be aware of the reigning pitfalls. Be proactive at the beginning of your personal loan journey thus preventing trouble along the way.
Loan payment calculator for all loans
Loans

Loan payment calculator for all loans

To save money on your loans, use the various loan calculators available online during the preparatory phase. Using these calculators gives you an idea of how much you can afford, how much you can borrow and an approximate monthly repayment figure. Personal loan calculator A personal loan is an excellent tool to revive your finances, like consolidating your credit card debt and to meet the exigent needs.
Importance Of Online Savings Accounts
Personal Finance

Importance Of Online Savings Accounts

A savings account is one of the simplest types of bank accounts. It is a deposit account opened at a bank of your choice in which the deposit accumulates interest. A savings account can be used to deposit your money in a safety deposit and lets you use the funds as and when required.
Why Should You Get A Free Prepaid Card?
Bank Cards

Why Should You Get A Free Prepaid Card?

A prepaid card is nothing like a debit or credit card. A bank debit card can be used to check the balance of the account holder, and you can spend money on the card directly from your account. When it comes to prepaid cards, you’d have to load money onto the card first.
A must-read before applying for a parent student loan
Personal Finance

A must-read before applying for a parent student loan

Parent student loan, which is also referred to as PLUS loan or parent PLUS loan is a type of student loan that is offered to the parents of students who are enrolled in a graduate or a professional course or in post-secondary institutions. Taking a parent student loan is a major decision, as it can affect your finances for at least a decade.
Some popular parent student loans that you can consider
Personal Finance

Some popular parent student loans that you can consider

If you are going to pay for your child’s college through a parent student loan, you should compare your options before choosing a lender. It is wise to consider both federal government and private lenders that offer parent student loans. Some of them include: Federal Direct Plus Loans The federal government has been offering parent student loans since 1980.
4 things you should know about silver bullions
Investments

4 things you should know about silver bullions

Silver bullion consists of coins, bars, ingots and rounds that are made silver. However, silver bullion most commonly refers to silver coins. Investing in bullion, whether gold or silver, is considered a strong addition to an investment portfolio. This is because the value of precious metals nearly remains constant even in the most unsteady financial environment.
Follow these simple strategies to retire early
Personal Finance

Follow these simple strategies to retire early

Surviving in today’s competitive market is challenging. But what’s even more challenging is to earn enough to make ends meet and then have some left for your retirement. In fact, some say that you should start planning and saving up the minute you start working for that nice safety nest egg if you want to sip margaritas in the Bahamas sitting by the ocean!
The three best mutual funds you should invest in
Investments

The three best mutual funds you should invest in

A bundled investment product made up of other incest products like bonds and stocks are known as mutual funds. Buying shares in the form of individual stocks and bonds are not as good as buying shares in mutual funds. In mutual funds, the investment in stock is diversified more easily.
4 handy tips for first-time buyers
Personal Finance

4 handy tips for first-time buyers

Buying a house is one of the most expensive deals of your life, and the first time is always a memorable experience. Moreover, the process of home buying can get stressful, but keeping a few tips handy can be great for first-time home buyers. Read on to know four useful tips before buying your first home.
4 first-time home buyers’ loan programs
Home Loans

4 first-time home buyers’ loan programs

Buying a home is a dream for most of us, and it is hard to get one. From the tedious paperwork to the people and fees involved, there are tons of important things that go into buying a home. Additionally, if you’re a first-time home buyer, there is a whole list of queries.

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